Pennies From Heaven

[Jenifer Madson]

We spend a lot of time talking about cutting expenses and increasing income, and today we’ll talk about growing our savings in a wonderfully unique way.

I met a woman recently who talked about having a savings account that was funded by what she called “unexpected income.” That included unforeseen refunds or rebates and money she saved when someone else picked up the check for a meal.

I was fascinated by this prospect, and as a result, would like to ask you to experiment with how much you can save over the next ninety days through your unexpected financial rewards.

Our categories for unexpected income are:

Refunds or rebates you didn't expect.

Savings from incentive cards. Every time one of those “pays off,” like the extra Starbucks from the seven you bought before, put that money into savings. Same goes with grocery savings that you didn't plan for with coupons.

Someone else's kindness. If someone else picks up the check for a meal, figure out what your portion would have cost, and add that to your savings.

And I want to add forgotten money. Pocket change, purse change, and the money that got stuffed somewhere else and forgotten.

Take A Minute:
Decide if you want to participate in the “Pennies From Heaven” savings experiment.

Make A Minute:
If you're on board, start looking for qualifying income with which to participate!

You’ll be amazed at the extra money that comes your way by paying this extra little bit of attention!